Where we work
Four jurisdictions. Four supervisory realities.
Sierra Crest operates across West Africa, with Nigeria as the primary market and active engagement in Ghana, Senegal, and Côte d'Ivoire. Our frameworks are calibrated to the specific regulatory requirements of each jurisdiction.
Locator map of West Africa. Sierra Crest’s markets, west to east: Senegal, Côte d’Ivoire, Ghana, and Nigeria, which is the primary market and the largest of the four.
Nigeria
Primary marketCBN
Primary market — CBN regulated ecosystem
Ghana
Bank of Ghana
PSP and e-money framework
Senegal
BCEAO
UEMOA zone e-money regulation
Côte d'Ivoire
BCEAO
UEMOA zone regulation
On regulatory calibration
Regulation here is not uniform.
West African financial services regulation is not uniform. The CBN in Nigeria, Bank of Ghana, and the BCEAO in the UEMOA zone each have distinct supervisory frameworks, examination methodologies, and compliance obligations. Sierra Crest's engagements are calibrated to the specific regulatory jurisdiction of each client — not applied generically across borders.
Frameworks referenced
The supervisory environment we build for.
Every framework, scenario, and regulatory calibration is designed from the ground up for this environment — not adapted from another market.
CBN
Central Bank of Nigeria
Bank of Ghana
PSP and e-money framework
BCEAO
UEMOA zone regulation
FATF
International AML/CFT standards
NFIU
Nigerian Financial Intelligence Unit
NDPA
Nigeria Data Protection Act
Discovery Session
Start with a conversation, not a proposal.
A structured 90-minute discovery session, at no cost and no obligation. We assess where your organisation sits, what your regulatory obligations are, and the right entry point for you.